Tuesday, September 18, 2018

Short term Loans

Short term loans and how to use them.... 

You own a successful business, the time for growth is something you been contemplating, it means if you expand you can hire more employee's, service more customers, expand your market share which translates into  more revenue and profits!  

Here are but a few benefits of a short-term infusion of capital to benefit your business.  

1)  Seasonal gaps in account payable and receivable - Allows you to cover suppliers while waiting on your account receivables to clear. 

2) Short-term operational cost - Allows you to hire additional help, deploy a marketing campaign, rent extra equipment for a major project.  

3) Emergency repairs - Unexpected issues arise and you may not have sufficient cash on hand to cover the cost or repairing equipment, replacing vehicles or dealing with a natural disaster. 

When ever your business is facing a financial crisis, regardless of the reason, a short term loan may be the perfect solution.  Simple application, fast approval and funding and we will provide the funding time and time again,  When you need the financial strength of a national lender with a feel of a home town bank, please contact:  
Michael Koprowski
Account Executive 

1-808-259-1635 Direct
1-888-875-8918 Secure Fax 
Merchant Banking Resources 
#commercial #businessloans #approved with #integrity #grow your #money #quick #apply 1 page #application 24 hour #approval #nationwide #funding #franchisecapital I am a #military #marine veteran #lasvegas #hawaii #california  #merchantcashadvance #cashadvance #loan  #expand  #mikeyourlender #merchantbankingresources email: mikeyourlender@gmail.com www.merchantbankingresources.com Blog: https://mikeyourlender.blogspot.com/ Instagram: https://www.instagram.com/mikeyourlender/

Monday, September 17, 2018

Real Estate Investment

Imagine if you pulled money out of your company, would you use to make more money or pay off debt?  Most people would say make more money but are hesitant to invest in real estate.  Here are a few key points to consider: 

1) Investing in real estate is not as complicated as you may believe.  Their are plenty on online helpful "experts" along with local experts in your market to assist. 

2) Real estate is less complicated than the stock market. 

3) Real Estate offers stability, an actual tangible object that will appreciate in value, or something someone can rent versus stocks that only offer a benefit if values rise. 

4) Tenants if you lease out the property, someone else will make the monthly payment for you. 

5) Real estate investing provides tax breaks that benefit cash flow and overall income, always consult your tax consultant for full benefits that apply to your situation. 

6) Real estate builds wealth!  Statistics show that more millionaires were created investing in real estate than the stock market or any other cash flow investment. 

What you do with your hard earned money is your decision, but if your ready to use it to make more money, please contact me directly, I'm ready to assist in any way I can. 

Michael Koprowski
Account Executive 

1-808-259-1635 Direct
1-888-875-8918 Secure Fax 
Merchant Banking Resources 
#commercial #businessloans #approved with #integrity #grow your #money #quick #apply 1 page #application 24 hour #approval #nationwide #funding #franchisecapital I am a #military #marine veteran #lasvegas #hawaii #california  #merchantcashadvance #cashadvance #loan  #expand  #mikeyourlender #merchantbankingresources email: mikeyourlender@gmail.com www.merchantbankingresources.com Blog: https://mikeyourlender.blogspot.com/ Instagram: https://www.instagram.com/mikeyourlender/

Friday, September 14, 2018

Leverage

Debt for business is far less ominous if used to gain leverage, for example: 1) Debt may reduce your tax burden - Interest reduces your taxable profit, thus reducing your tax burden. 2) Debt is normally less expensive than equity - Cost a portion of your business, either over a period of time or forever. Also, you repay using profits to the equity holder with no other benefits. 3) Debt requires discipline - There is an incentive or expectation to be thrifty and optimize income and manage expenses. 4) Debt can be cheaper than an opportunity lost - Example, you need to buy more machinery that cost $100,000. The profit from meeting demand / orders is $300,000, a $200,000 gross profit, Conclusion - Good debt is more often the better strategic choice when you can profit and open up new channels of business. This is financing that anyone can agree with.

Michael Koprowski
Account Executive 

1-808-259-1635 Direct
1-888-875-8918 Secure Fax 
Merchant Banking Resources 

#commercial #businessloans #approved with #integrity #grow your #money #quick #apply 1 page #application 24 hour #approval #nationwide #funding #franchisecapital I am a #military #marine veteran #lasvegas #hawaii #california  #merchantcashadvance #cashadvance #loan  #expand  #mikeyourlender #merchantbankingresources email: mikeyourlender@gmail.com www.merchantbankingresources.com Blog: https://mikeyourlender.blogspot.com/ Instagram: https://www.instagram.com/mikeyourlender/


Dont Worry Be Happy !

If it can be solved, there's no need to worry, and if it can't be solved, worry is of no use!
You have direct access to a lender who can provide Business loans, Merchant cash advance and Commercial mortgages. Don't worry, be happy knowing we can fund your business, no loan too large for us! Please contact: Michael@MerchantBankingresouces.com
 Blog:https://mikeyourlender.blogspot.com/
 Instagram:https://www.instagram.com/mikeyourlender/

Is Debt Good or Bad?


 Debt for business is far less ominous if used to gain leverage, for example: 


1) Debt may reduce your tax burden - Interest reduces your taxable profit, thus reducing your tax burden.  

2) Debt is normally less expensive than equity - Cost a portion of your business, either over a period of time or forever.  Also, you repay using profits to the equity holder with no other benefits. 

3) Debt requires discipline - There is an incentive or expectation to be thrifty and optimize income and manage expenses. 

4) Debt can be cheaper than an opportunity lost - Example, you need up buy more machinery that cost $100,000.  The profit from meeting demand / orders is $300,000, a $200,000 gross profit,  

Conclusion - Good debt is more often the better strategic choice when you can profit and open up new channels of business. This is financing that anyone can agree with. 

For all your financing needs, please contact me at: 

Thursday, September 13, 2018

Business Loan or Cash Advance?


Business loan or cash advance, COST should not be a factor!  Simple application, quick decision, fast closings!  What you expect and deserve, please contact me directly: 

Blog for Thurs. 9/13
Suffering from debt?  Businesses suffer just like anyone else and here are some financial tactics to manage your debt.
1)    Cut cost, sell unused equipment, rent out empty space
2)    Contact creditors, restructure your loans or payments
3)    Contact suppliers, request discounts or deferred payments
4)    Consolidate loans, a single payment may reduce monthly cost
At Merchant Banking Resources, we can consolidate your debt, provide you funds to purchase inventory or equipment, or simply provide you working capital to get you through the tough times.

Wednesday, September 12, 2018

Not a Start Up Company!!


Client reached out to me regarding wanting to secure financing to expand his business.  Below is what his bank required before even processing his loan request.  

This is not a startup company, been in business several years, successful and profitable, but this is what the bank STILL required.  

 1.  Collateral – hard asset to back up the loan.
     2.  All owners’ financial details, this leads to a personal guarantee for the bank.
     3.  Complete financial statements both personal and business.
     4.   Financial statements must include a balance sheet and CPA certification.
     5.    Complete details on all accounts receivable, if applicable.      
     6.    Complete details on all accounts payable, including credit references.
     7.    Business plan, must show use of funds and details on future success. 
    8 .  Copies of all tax returns, all schedules, both personal and business.
     9.   Insurance information, both business and personal.

My process is streamlined, one page application, bank statements showing cash flow, 24 hours to get you approved, 3 – 7 business days to fund your loan, depending upon amount and type.  You can spend thousands and weeks trying to get approved, OR you can get approved in hours and funded in only days.
What does your business need?  I can help: Michael@MerchantBankingResources.com

 Michael Koprowski

Account Executive 

1-808-259-1635 Direct
Merchant Banking Resources 

I understand running a company successfully is very difficult, even more changeling when financing is required to grow or expand operation...